Bigos Explorer is our blog where we share what’s new and exciting in Twin Cities events, culture, apartments and beyond.
Apartment hunting can be a daunting task – from location to size to cost and more, you have a lot to consider. .. Apartment hunting can be a daunting task – from location to size to cost and more, you have a lot to consider.
There are hundreds of apartments for rent in neighborhoods throughout St. Paul, available in any size and for almost every budget. However, in order to find the right place for your needs, you should be equipped with the right information and apartment-hunting tips to succeed.
Here at Apartments in St. Paul, we’ve been helping area residents find their dream home for a number of years. Between owning and operating our own apartment complexes to working with on-site leasing offices, to developing new complexes from the ground up, we know what it takes to find your dream home.
So let’s get started – here’s the ultimate guide to finding an apartment in St. Paul!
The first and most convenient place to start your apartment hunt is on the internet. In order to find the best apartment through online portals, follow these key steps.Know What You Want
While using the internet to find your new apartment is easy, more effective and much, much more convenient than on-foot, it isn’t magic. Before you even start your search, you should have a list of desires in your new place so you can find the ideal place for your needs. Whether you’re looking for a lot of space, low rent costs or short-term leases, your needs will be unique.Read Full Article
Here’s a list of questions you should ask before you begin your apartment hunt:
Run a Credit Check
The first thing you want to do is run a credit or background check on yourself. When applying for apartments, landlords will run these checks to see if there are any potential problems with your background, such as outstanding debts or criminal charges. While an apartment manager will run these checks before approving your tenancy, it’s still a good idea to run a check yourself so you can comb through any potential issues that may affect your qualification to live there.
There are several credit reporting agencies you can go through, Equifax, TransUnion and Experian are the three major companies that offer one free credit report each year. Additionally, you can conduct a background check, although it may cost you.
The general rule of thumb is to start your apartment hunt at least two months before your move date. This way, you can shop around for a little while to find the best apartment, rather than settling on something last minute.
While the things you’ll need in an apartment will be specific to you and your needs, there are a few basic things you should look for as you start your hunt:
Before deciding on an apartment, conduct a thorough walk through, both with the leasing agent and by yourself. It’s crucial to visit the property and get a feel for it before deciding on whether or not to live there.
Come prepared and check for the following:
Down payments and security deposits are a part of apartment living. A down payment could be required equal to the first and last month’s rent, along with a more customary security deposit of up to one month’s rent. So, if you’re signing a lease for an apartment with a $1,000/mo. rent, you’ll potentially need $3,000 to move in. Make sure to ask your leasing agent the total that will be required at move in to avoid surprises; every complex is different. While your down payment will be kept by the landlord, the down payment is usually returned at the end of the lease as long as the apartment is in the same condition as it was when you moved in.
Your lease terms will dictate everything from price, time frame, utility payments and more. In general, you can expect to come across the following lease types when renting an apartment:
While apartment prices aren’t normally negotiable, leases often are. Often, you can swindle a few things in your favor, such as negotiating the cost of utilities or get a co-signer if your credit score isn’t high enough.
Once you’ve decided on an apartment, check with your insurance agent about obtaining renters insurance. Renters insurance protects your personal property from damage, theft or negligence on behalf of the landlord. For example, if items in your apartment are damaged by fire, renters insurance will reimburse you for financial losses. In addition, it helps cover your landlord if you do damage to the property.
Thankfully, renters insurance is fairly affordable for the average apartment renter. Rates depend on geographical location, amount of coverage, and amount of rent paid, but, on average, you can expect to pay around $500 per year on $25,000 worth of coverage – about $12 to $15 per month.
Just because an apartment listing looks great or the landlord seems nice, doesn’t mean you can’t fall victim to a scam. If something feels wrong with a listing, the application process feels rushed or the whole experience with a particular apartment just seems too good to be true, you may want to think twice before signing on the dotted line.
Best of Luck with Your Apartment Hunt!
From location to size to budget, there is plenty to think about when hunting for an apartment. Now that you have a guide to finding an apartment, you can get out there and find the place that’s perfect for you.
Want to keep up with today’s apartment trends in St. Paul?
Follow the Apartments in St. Paul blog to stay up-to-date with everything you need to know about real estate in our great city. Featuring articles, tips, how-to’s, guides and more, our website provides you with all the best real estate and lifestyle resources you need.
Contact us with any other questions that you may have. If you have more questions about finding the best housing in St. Paul, get in touch with one of our team members today – we will help you find a place that feels like home!
From Quiet Suburban, to Very Urban, each property is designed with you in mind. From downtown rooftops, to the serene bluffs, our properties are created to take advantage of the city’s finest amenities and neighborhoods.
Since 1984, we have continued to focus on creating communities with generous amenities that provide a more elevated residential experience. With vision and insight into what people want from the places they live, our communities stand out from the rest in St. Paul.
Our life’s work is about taking properties and turning them into residences that cultivate community for the people who live there.
We are proud to be Bigos Management. We provide quality homes to our residents, create meaningful relationships within our communities, invest in the development of our team, and operate with integrity and responsibility